Why would you need voluntary health insurance
Health insurance is the modern effective protection against most of the problems caused by an illness or a trauma. It allows to eliminate all the problems of financial provision for medical treatment, recovery, and temporary or permanent work disability.
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What kinds of accidents the insurance is made for?
Voluntary health insurance provides the insured with the following services depending on the terms of the policy: out-patient care; hospitalization; surgery; emergency call (including ambulance from commercial services); dental care; provision with medicines in a polyclinic; family physician and office physician services.
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What is an insurance accident?
Insurance accident is a need of the Insured to receive medical care due to acute illness, critical state of a chronic illness, trauma, poisoning, or another accident during the effective period of the insurance policy.
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What are the actions of the Insured in case of an insurance accident?
In case of an insurance accident the Insured (or his/her representative) must call the 24-hr call center of IC Globus by the telephone numbers indicated in the insurance policy and tell the dispatcher the following information: last name, first name, patronymic, insurance policy number, details of the insurance accident.
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How is the medical service paid for?
Medical services are paid for by IC Globus directly to the Insured or by application of the Insured directly to the medical establishments, pharmacies, physicians.
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Where and when is the insurance policy effective?
The insurance policy is effective at the territory of Ukraine 24 hours a day. Generally an insurance policy is concluded for a 1-year period.
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Who may become insured under a voluntary health insurance policy?
You may conclude an insurance policy for yourself or for your family members. As for the persons who are not members of your family an insurance policy may be concluded subject to their written agreement.
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What are the types of voluntary health insurance policies?
We offer the following programs of voluntary health insurance:
1. Program „А” („Hospital”);
2. Program „B” („Polyclinic”);
3. Program „C” („Medicine”);
4. Program „D” („Emergency”);
5. Program „E” („Surgical operation”);
6. Program „F” („Flue”);
7. Program „G” („Childbirth”);
8. Program „H” („Dentistry”);
9. Program „I” („Family physician”);
10. Program „J” („Office physician”);
11. Program „K” („Social”).
A person between 6 and 70 years of age may be insured under our programs. The list of medical services to be compensated by the insurance company depends on the insurance program, while the scope and nature of insured medical services depends on the chosen class, in particular: amount limits for treatment, staying in hospital rooms with extended comfort, possibility of treatment in commercial and departmental medical establishments.
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