Vehicle insurance Motor CASCO is a vehicle insurance that covers risks of damaging, destroying or losing the vehicle.
The following vehicles can be insured:
- passenger cars;
- trucks;
- buses;
- field-engines, harvesters, self-propelled vehicle;
- trailers, semitrailers;
- motorcycles, scooters.
Insurance accident under CASCO contract is an event as a result of which arises the obligation of the Insurer to reimburse to the Insurant (within insurance sum) the losses caused by damage, destruction or loss of insured vehicle or of its parts, details, units as a result of the following risks:
- damage, destruction of vehicle as a consequence of natural catastrophe;
- damage, destruction of vehicle as a consequence of road traffic accident;
- damage, destruction of vehicle as a consequence of fire or explosion;
- damage, destruction of vehicle as a consequence of tree fall;
- damage, destruction of vehicle as a consequence of animal attack;
- damage, destruction of vehicle as a consequence of flying off of stones from under the wheels of other vehicles;
- damage, destruction of vehicle as a consequence of illegal actions of third parties;
- misappropriation or theft of vehicle.
The tariff of CASCO contract will change depending on the risks chosen by the Insurant, value of insured vehicle and other circumstances.
The optimum variant for car insurance includes “Road traffic accident” and “Natural catastrophe” risks. These are the most common reasons of car damage.
Broadening insurance coverage foresees protection of vehicle against wider range of risks, namely “Road traffic accident”, “Natural catastrophe”, “Theft”, “Fire” etc.
Maximum insurance coverage while insuring the vehicle additionally includes expanding the validity of CASCO contract to the territory of all Europe, reimbursing the damage of glass surfaces without deductibles and removing the limitation “Night time”.