Insured accidents are events which occur after the insurance policy has become effective, are specified by Insurance rules and the insurance policy, occurrence of which create liability of the Insurer to pay the sum insured (insurance remuneration) to the Insured.

In case of an insurance accident the Insured must:

1. immediately and in any case not later than in 2 (two) work days notify the Insurer or its representative;

2. take the necessary measured to prevent and minimize losses caused as a result of the insurance accident, and to preserve the damaged and intact property in the form it acquired as a result of the insurance accident until the Insurer’s representative arrives;

3. immediately notify about the accident with the properties of an insurance accident the necessary state authorities (ministry of internal affairs, state fire department, hydrometeorological service, public utilities service and other emergency services);

4. immediately notify the Insurer about all the demands made to the Insured in relation to the insurance accident;

5. provide the Insurer with all information and documents available to the Insured which would allow the former to make a conclusion as to the reasons and consequences of the insurance accident, the nature and size of losses.

 

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